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MDBCs 18 Jul 2023



July 18th 2023 - Holidays and Observances


(click on the day for details)


Observances (click on the day, BD, or week for details)

World Listening Day

Birthday of Don Luis Munoz Rivera

Islamic New Year

National Brenda Day

National Dapper Your Data Day

National Emma Day

National Monica Day

National Peyton Day

National Sour Candy Day

Perfect Family Day


Vin Diesel’s Birthday

Taemin’s Birthday

Chayce Beckham’s Birthday

Nelson Mandela’s Birthday

Canelo Álvarez’s Birthday


Fun Observances ( 2 )

Insurance Nerd  Day

Insurance Nerd Day on July 18 celebrates the insurance industry and helps raise awareness about the importance of insurance in our daily lives.


It was created in 2016 by an insurance company in the United States as a way to showcase the profession and dispel general misconceptions about how staid and boring the field can be.

Risk Management

Insurance is a form of risk management, where a person or company agrees to pay out financial compensation in case of accidents, disability, natural disasters, ill health, or death. To receive the payouts, the insured has to buy the insurance by paying the insurer premiums, usually monthly.

There are different kinds of insurance, including life, health, automobile, business, home, travel, and credit insurance.

While insurance does not reduce risks, it can help mitigate the financial losses and hardships that accompany unexpected adverse events.

Complicated Calculations

The cost of insurance depends on the number of insured entities—the more people pay into the pool, the lower the premium. The calculations of how much to charge people are so complicated that it is a field of study known as actuarial science.

Actuarial scientists calculate the premiums based on a variety of statistical factors. For example, the amount a company can charge for automobile insurance depends on the age and health of the driver, the condition of the car, and their history of driving.

Not a Boring Profession

Due to the complicated nature of the industry and the strict educational requirements for entering it, many people think that an insurance company is a boring and staid place to work. It is this image of insurance workers that this holiday is trying to change.

Insurance professionals play an important role in society and help people during some of the worst times of their lives.

How to Celebrate?

  • If you know an insurance agent, use this day to thank them for all the work they do.
  • If you know a mathematically-inclined young person, encourage them to learn more about actuarial science as a field of study and future profession.
  • Take the day to make sure you are adequately insured so that in case of an accident, you and your loved ones are covered and protected.

Did You Know...

...that ancient Greeks and Romans had a form of health and life insurance? Thiasoi or benevolent societies were set up to help the sick and the bereaved.


Caviar Day

On July 18, take out your best vodka and pair it with some top-of-the-shelf caviar because it is Caviar Day. The unofficial holiday of unknown origins encourages people to try out the delicacy while promoting environmentally friendly and humane fishing practices.


Considered to be a delicacy in many parts of the world, caviar is salt-cured roe or fish eggs, usually from sturgeon. Traditionally, the term caviar was used to refer to roe from sturgeons from the Caspian Sea, though in recent years the roe of other fish found elsewhere are also commonly called caviar.

From Pig Feed to Luxury Food

Derived from the Persian word khaya meaning egg, caviar did not gain its status as a food for the rich and famous until the 1800s. Before that, even though sturgeon was a commonly eaten fish, its roe was considered worthless and routinely used as pig and other animal feed. By the end of the 18th century, however, caviar had found its way on the dinner tables of royals around the world and had become a coveted food item. Today, caviar is considered to be a luxury food.

How to Celebrate?

  • If you have never tried caviar before, today is the day to take the plunge and try it. What is the worst that can happen? You may not like it, but at least you will know what it tastes like.
  • If you like caviar, why not have a caviar tasting party for your friends?

Did You Know…

…that the rarest and the most expensive caviar comes from the beluga sturgeon found in the Caspian Sea?






I realized my little nephew will never know life without Facebook.

He’ll never know what it’s like to go, “I wonder what happened to that guy Chris from high school?”

and then just shrug his shoulders and move on.




Doctor Jones likes to stop at a bar after work and enjoy an almond daiquiri.

One day, Dick the bartender runs out of almonds and uses hickory nuts instead.

The doctor takes a sip and says, "Is this an almond daiquiri, Dick?"

And Dick says, "It's a hickory daiquiri, Doc."




A guy walks into a bar and finds a horse serving drinks.

The horse asks, "What are you staring at? Haven't you ever seen a horse tending bar before?"

The guy says, "It's not that. I just never thought the parrot would sell the place."




A grasshopper hops into a bar.

The bartender says, "You're quite a celebrity around here. We've even got a drink named after you."

The grasshopper says, "You've got a drink named Steve?"







































































































sandrewn :cowboy:

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