I got into a minor fender bender today, incidentally while I was going to make

an insurance payment for my mom's car, which I drive. I got distracted and ran

past the intersection and hit a guy's car. Luckily, since it was a low speed

area, it didn't do much damage- just a small dent and some scratches above his

tire. I gave him my number and am praying that the damage is less than 400

dollars so I don't have to use my mother's insurance and jack up the payments.

My nerves are shot right now. I really should never listen to music when I'm

looking for a place I've never been to. I got distracted so easily...ugh. My day

is going to suck until I find out what the damage is.

I just feel so stupid. I'm broke as it is, and I don't want to make my mom pay for my own stupid mistake.