Thank you, Centex. The furball comment would have likely been because he's got a nice, hairy chest. Unless her girlfriend is hiding something, odds are she's smooth.
The horny one is based on a friend of mine, a Marine. I'm not sure I've ever heard him say no to an offered dick. lol.
Your comment about Brandon knowing someone at Blacks beach has me laughing. Ironically, I've rarely gone there and didn't know at least one person.
Most of us surfing do wrap a towel around while changing, but if there aren't a lot of people and especially kids, a towel can slow you down or accidentally fall.