Worse, in the state of Florida, at least in my sister's experience, the insurance company can insist on repairs and maintenance to your residence or they'll drop you like a hot potato. I mean, I get it, all things considered with the prevalence of hurricanes, but to be told you need to put on a new roof or get dropped... that's not an expense many people can afford.
After 25 years, we own our home outright, and while it's not the largest investment we have, strictly speaking, it's up there. I'd lose sleep if it weren't insured.
On an unrelated note, I wasn't supposed to work today. I got called unexpectedly. It meant I had to put on underwear and go out in the rain, which sucked, and now my feet hurt. I'm currently self-medicating with a glass of Pinot Gris. BUT, for fun, I ran the "Billie" question by some of my colleagues, and the female Billies won the day. Just thought I'd share. ☺️