At 31... a few things I have learned:
When you have a credit card, it isn't supposed to be a challenge to hit your limit... even though they keep teasing you by raising it.
Paying bills sucks!
When you go to college, make friends with the administrative assistants for your academic department. Even the department chairmen bow to their demands. And they can hook you up with the classes you need.
It's always better to be honest, especially with yourself. Little white lies are okay now and then to make someone feel better. (No mom, that doesn't make you look fat)
While I can tolerate the occasional drama queen online, being one in person around me will make me either avoid you or hit you.
The most important thing I've learned is that I don't know anything and still need to learn more.
Myr