My turn to way in on this.
A.D. No it's not not Moral to take money on fake pretenses which he is not doing. But neither is it moral to lie to another which he is in a sense.
I beleave in the saying, "let someone beleave in what they want to beleave, if they don't ask, it's not up to me to enlighten them to what I am, or anything else... at least up to the point they start pushing their beleaves on me..."
I actually know a guy who's in the closet, and is afraid to tell his father what he is because he'll be cut off, and he is going to college and his father is paying for it. (He also got Outed in College by accident... I forget how... and since a month before Christmas i haven't heard from him...and neither has his boyfriend...)
But let us talk about the Parents Morality, "is it Moral to abandon your kid and his needs because he no longer denies what he is. It doesn't change who he is, or that he is of your bloodline and your decent or your child." The Answer is no it is not moral.
Yes i believe in Morality, my Own... Which I happen to beleave is higher then the general population of the united states, and this conversation obviously proves it.... My answer would be to this hypothetical person, "Go with what you feel you should do, whether that is to remain closetted or to tell your parents..."
My father was an Evil psychodic Bastard, BUT he was actually ok with me being what I am, and it was him whom confronted me on me being gay not the other way around....scared the hell out of me, i was scared he was going to kill me among other things. In his eyes family, especially his children came first. My mother is "ok" with it too