Money can be good, but it can also be bad. Let us take blood diamonds as an example of the bad. In Africa, there is a huge diamond trade. In fact, most of the world's diamonds come from Africa. There have been thousands of deaths due to wars over diamonds. As for good, philanthropists often spend large sums of money helping the poor. It is their way of giving back to the community. Also, I agree that, without money, people have no reason to be productive members of society. Without the concept of money, we would still be a bunch of hunter/gatherers.